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Coinviva Review - In‑Depth Look at Fees, Security & Trading Features

Coinviva Review - In‑Depth Look at Fees, Security & Trading Features Oct, 22 2025

Coinviva Fee Calculator

Calculate your estimated trading fees across major exchanges to see where Coinviva stands in comparison.

Estimated Monthly Fees

Coinviva
0.12% (Maker) / 0.18% (Taker)
Binance
0.10% (Maker) / 0.10% (Taker)
Coinbase
0.00% (Maker) / 0.50% (Taker)
Crypto.com
0.04% (VIP) / 0.10% (Taker)

Tip: Higher trading volume often leads to lower fees on most platforms. Check the exchange's fee schedule for volume-based discounts.

When you’re hunting for a new place to trade crypto, the first question is always: “Is this exchange trustworthy and worth my time?” Coinviva review tackles that head‑on, walking you through what the platform actually offers, where it falls short, and how it stacks up against the big players.

What is Coinviva?

Coinviva is a cryptocurrency exchange that launched sometime after 2022 and markets itself as a user‑friendly, globally‑available hub for buying, selling and storing digital assets. The company keeps a low public profile - there’s no widely‑cited founding story, no clear headquarters listed on major registries, and regulatory filings are sparse. This lack of transparency is common for newer, niche exchanges that aim to grow without the media spotlight that giants like Binance or Coinbase enjoy.

Core Features

  • Supported assets: Coinviva lists roughly 150 cryptocurrencies, focusing on the top 30 market‑cap coins plus a selection of promising DeFi tokens.
  • Trading interface: The web dashboard mirrors a classic order‑book layout with market, limit and stop‑loss orders available. Mobile apps for iOS and Android echo the same design.
  • Fiat on‑ramps: Users can deposit USD, EUR and AUD via bank transfer or credit/debit card. Withdrawals to the same fiat corridors are supported, though processing times vary.
  • Non‑custodial wallet: A built‑in DeFi wallet lets you hold private keys locally, a feature highlighted in the platform’s marketing material.
  • NFT marketplace: A small, curated NFT gallery is accessible directly from the app, allowing users to buy and sell tokenized art.

Security and Compliance

Security is the make‑or‑break factor for any exchange. Coinviva adopts the usual industry standards:

  1. KYC (Know Your Customer) verification is mandatory for fiat deposits and withdrawals. Users upload government ID, proof of address and a selfie for facial match.
  2. Anti‑Money Laundering (AML) checks run against global watchlists.
  3. Cold storage holds about 95% of user funds, with the remainder in hot wallets for liquidity.
  4. Two‑factor authentication (2FA) via authenticator apps is required for login and withdrawal confirmations.
  5. Regular third‑party penetration tests are reported in quarterly security bulletins, though these bulletins are only accessible to verified users.

Regulatory coverage is murky. The platform does not publicly disclose a specific licence from any financial authority, which can be a red flag for traders in stricter jurisdictions such as the EU or Australia. If you reside in a region that mandates a licence for crypto‑asset trading, you’ll need to verify that Coinviva is compliant before committing significant capital.

Duck and squirrel operate a colorful crypto trading dashboard with locks and NFTs.

Fees Structure

Fees are presented on a tiered schedule based on 30‑day trading volume. The breakdown looks like this:

Coinviva vs. Major Exchanges - Fee Comparison
Exchange Maker Fee Taker Fee Withdrawal Fee (BTC)
Coinviva 0.12% 0.18% 0.0004 BTC
Binance 0.10% 0.10% 0.0004 BTC
Coinbase 0.00% (maker) 0.50% 0.0005 BTC
Crypto.com 0.04% (VIP tier) 0.10% 0.0005 BTC

Coinviva’s fees sit in the middle of the market - cheaper than Coinbase for takers but a bit higher than Binance’s flat 0.10% rate. Withdrawal fees are competitive, matching the industry standard for Bitcoin.

Signing Up and Using the Platform

  1. Visit the Coinviva homepage and click “Sign Up”.
  2. Enter email, create a strong password, and confirm via the verification link.
  3. Complete the KYC step: upload ID, proof of residence and a selfie.
  4. Choose a verification level - Level 1 unlocks fiat deposits up to $2,000 per day; Level 2 raises the limit to $20,000.
  5. Deposit funds via bank transfer or card, then navigate to the “Trade” tab.
  6. Select a pair (e.g., BTC/USD), choose order type, and execute the trade.
  7. Watch your portfolio in the “Wallet” section, where you can move assets to the non‑custodial DeFi wallet if desired.

The process is straightforward, mirroring the experience on larger exchanges. The biggest friction point users report is slower KYC approval - typically 24‑48 hours, compared to instant verification on some rivals.

Customer Support and Community

Support channels include live chat (available 9 am‑6 pm GMT), an email ticket system, and a Telegram community group. Response times for live chat average around 5 minutes, while email tickets can take up to 24 hours. The Telegram group is active, with community moderators answering basic questions about deposits and withdrawals.

Cat drinks coffee in a Coinviva café while big exchange buildings stand behind.

Pros and Cons

  • Pros
    • Decent fee schedule for mid‑volume traders.
    • Built‑in non‑custodial DeFi wallet gives more control.
    • Simple UI that’s easy for beginners to grasp.
    • Supports three major fiat currencies for deposits and withdrawals.
  • Cons
    • Lack of transparent regulatory licensing information.
    • Limited cryptocurrency selection compared to giants.
    • KYC verification can be slower than on top‑tier platforms.
    • Customer support hours do not cover weekends.

How Coinviva Stacks Up Against the Leaders

Below is a quick side‑by‑side look at the most relevant criteria for traders deciding where to put their money.

Feature Comparison: Coinviva vs. Binance, Coinbase, Crypto.com
Feature Coinviva Binance Coinbase Crypto.com
Number of crypto pairs 150 over 1,200 ≈ 150 ≈ 300
Fiat deposits USD, EUR, AUD 20+ currencies USD, EUR, GBP USD, EUR, GBP, CAD
Mobile app rating (Google Play) 4.2 4.5 4.3 4.4
KYC speed 24‑48 hrs Instant (auto‑verify) Instant Instant
Withdrawal limits (USD) $5,000/day (Level 2) $100,000/day $25,000/day $50,000/day
Regulatory licence Not publicly disclosed Multiple global licences US and EU licences Multiple licences (incl. Malta)

Coinviva shines for users who value a simple UI and a built‑in DeFi wallet, but it lags behind when you need deep liquidity, a massive asset list, or crystal‑clear regulatory status.

Final Verdict

If you’re a casual trader looking to dip a modest amount into the top 30 cryptocurrencies and you appreciate a clean interface, Coinviva can be a decent entry point. However, power traders, institutional investors, or anyone who must operate under strict compliance rules should probably stick with the more established exchanges that publish their licences and offer faster KYC.

In short, think of Coinviva as a boutique coffee shop - nice atmosphere, good brew, but not the full‑service chain you’d go to for a 24‑hour caffeine fix.

7 Comments

  1. Evan Holmes

    Coinviva looks like another copy‑cat exchange that overpromises and underdelivers.

  2. Erik Shear

    Sounds decent but the lack of a clear licence is a glaring red flag

  3. BRIAN NDUNG'U

    While the user‑friendly interface of Coinviva may appeal to newcomers, it is essential to scrutinize the underlying governance structures. The platform’s modest fee schedule positions it competitively against mid‑tier exchanges, yet it fails to compensate for the opacity surrounding regulatory compliance. Moreover, the incorporation of a non‑custodial wallet demonstrates a forward‑looking approach to asset sovereignty. Prospective traders should weigh the convenience of integrated fiat on‑ramps against the documented delays in KYC verification. Ultimately, a disciplined assessment of risk versus reward will determine whether Coinviva warrants portfolio allocation.

  4. Donnie Bolena

    Wow, the clean UI really makes trading a breeze!!! The built‑in DeFi wallet is a nifty addition, and it feels like you’re getting a modern touch without the usual clutter!!! Plus, the support chat’s response time is impressively quick, which is a big plus for anyone new to crypto!!! All in all, Coinviva sure knows how to keep users happy!!!

  5. Elizabeth Chatwood

    I think its a decent option for starters yeah its easy to use and the fees arent bad but the slow KYC is kinda annoying also wish they had more coins

  6. Tom Grimes

    Listen, I get that the KYC process feels like a pain, but let me tell you why that matters more than you think. When you hand over your ID and selfie, you’re opening a door not just to your account but to a whole network of personal data that could be exposed if the exchange isn’t careful. Imagine a scenario where a hacker breaches the platform’s servers and extracts every user’s documents – that’s a nightmare you don’t want to live through. The fact that Coinviva keeps 95 % of funds in cold storage is good on the surface, yet it still leaves a hot wallet portion that could be targeted. Slow verification also means you’re stuck waiting while others trade, and that delay can cost you real money in volatile markets. It’s not just about waiting for a green light; it’s about the trust you place in an entity that refuses to publish its licensing details. Transparency is the backbone of any financial service, especially one handling crypto, because regulators are still catching up with the technology. Without clear regulatory oversight, you have no external body to appeal to if something goes wrong. Some users might say “it works for me,” but that’s a dangerous mindset when dealing with assets that can be worth thousands. Have you considered the possibility that the exchange could freeze your assets at any moment without notice? That’s a real risk if they’re operating in a jurisdiction with vague laws. Also, the support hours not covering weekends adds another layer of uncertainty when you need urgent assistance. If you’re thinking of moving a significant amount of capital, these factors should make you pause and maybe look at more established platforms. I’m not trying to scare you, but a bit of caution now can save a lot of trouble later. So before you dive in, double‑check the security audits and see if the community has any red flags about the KYC speed. In the end, it’s better to be safe than sorry, especially when your financial future is on the line.

  7. Paul Barnes

    Sure, the fees look okay, but you’re ignoring the hidden risk of an unlicensed operation.

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